About Us — Student Loan Forgiveness
There are three things you can’t escape in life — death, taxes and student loans. Why not let us help you with the last two?
Who are we?
Student Loan Forgiveness offers an affordable way to make your Federal Student Loan debt easier to manage. Our consultants work with you to identify the best combination of Federal, State, and/or Local programs that you may qualify for. We then create a strategy that will maximize the impact of each program for your unique situation.
We currently work with more than 300 different programs, created from 233 Congressional bills that can reduce your principal, lower your interest, and/or provide a more comfortable means of paying back your Federal Student Loans which can even improve your credit score.
Who are we helping?
You have done everything right. You were told to study hard in high school so that you could get into the best possible college. Then you were told not to worry about the cost because college grads make millions more over their lifetime. You were told to study something you love, and to not just pursue monetary enrichment. You were told without a degree you wouldn’t be employable in the new international marketplace. You are one of the 40 million Americans who borrowed money to pursue an education that you were told you had to have and then you were forced to start off the life you dreamed of shackled in debt? Let us unchain you.
Student Loan Forgiveness was created to serve those that desire to throw off the shackles of servitude forced upon them by an overwhelming debt undertaken for the betterment of one’s self and society. We serve those that do not wish to spend thousands of hours researching previous Federal and State Congressional Bills. We believe your time would be better spent pursuing the things you value most in life. Let us be your expert and your guide through the complicated, convoluted, contradictory, and often treacherous world that is Federal Student Loan Repayment in the 21st Century.
Student Loan Forgiveness has developed programs that will assist nearly every one of the 40 million Americans that currently carry Student Loan debt. Whether you have defaulted, are simply struggling to keep up with monthly payments or your base-level living expenses are too high to support one more bill payment – we can help lower your loan payments if you’re in need of help. There’s nothing wrong with accepting the assistance provided, we are here to help!
How we do it?
It’s certainly no secret that we have all been told there is nothing anyone can do about their Student Loan debt, aside from paying it off in full. If you don’t pay, the Federal government has the power to garnish your wages, take your belongings, and even take your spouse’s tax return. At Student Loan Forgiveness we have a team of researchers that tirelessly scour new Congressional Bills for statues and programs that are buried within them that help our clients. It comes as a surprise to most to learn that both Federal and State governments have passed a number of laws to help borrowers, unfortunately they failed to tell anyone about it. The failure by our government to effectively communicate the creation of literally hundreds of programs to assist worthy borrowers is a problem, but at least it’s a problem with a possible solution. Thus while we have all been led to believe that the problem is that there is no help for student loan borrowers, the actual problem was one of effective communication of the help created for student loan borrowers and of how to go about enrolling oneself in the little-known programs. And even if a borrower can locate a program that can provide them relief, complying with the extensive list of requirements and “if-then” statements in the bill can be a daunting task for those of us without PhD’s in Law. In the rare instance a borrower can locate a program and comply with requirements to participate, more hurdles exist, such as the fact that in many instances borrowers are given just one chance to change their loan. This often leads to selecting a program that doesn’t maximize the benefits available and there is no way of changing it back.
We have currently identified 233 different Congressional and State Government bills that, when properly used, can lower a borrowers principal, interest, or be used to provide temporary relief during times of need. An example is that in section 5201 and 10908 of the Health Care Reform Bill a number of new programs benefiting borrowers were created, but few noticed because its in a Health Care Reform bill on page 486. We are also tracking five bills in the Senate and eight in the House that would add to the total. At Student Loan Forgiveness, we know precisely how to combine different programs to maximize their effectiveness as well as how to effectively build an implementation strategy that allows for the flexibility of participating in future programs.
Why should you choose us?
- No upfront cost
- No credit check
- Assigned certified loan consultant
- Substantial lifetime savings
- Exhaustive ongoing research
- Peace of mind